Payment Options

SPCA Florida is dedicated to ensuring every pet has access to quality veterinary care. We offer three ways for guardians to keep their pets healthy.

Direct Payment

SPCA Florida remains competitive with the local veterinary market and offers special programs for income-qualified residents. 


In order to focus on our patients' needs, customer service, and to minimize costs, payment is due at time of service. We accept cash, check, and debit/credit cards (Visa, MasterCard, Discover, American Express.) In order to focus on our patients' needs, customer service, and minimizing costs, we do not bill. All cards must be signed by the owner of the card.

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Embrace Pet Insurance

Pet insurance can remove the need to choose between necessary but costly medical care versus the life of a much-loved pet.

Embrace Pet Insurance is a specialist insurance company focused on changing the pet insurance business by providing flexible cat and dog health insurance products. Embrace offers your pet nose-to-tail accident and illness protection for the unexpected, plus the option of adding Wellness Rewards for routine veterinary care for a reasonable fee depending on the plan you select. 

Click here to start saving money on your pet's veterinary expenses by receiving a pet insurance quote.

Care Credit

Care Credit knows pets are family too. That's why the offer veterinary financing to help keep your more cherished family members in top shape. Whether you use it to cover annual expenses like preventative care check-ups, or for unexpected costs like pet prescriptions and house calls, the Care Credit healthcare credit card makes it easy to give your pets the care they need, when they need it. Click here to learn more about Care Credit.


Scratchpay offers simple and affordable payment plans for large veterinary bills. Finding your payment plan does not affect your credit takes just a couple of minutes, and can be done from your smartphone, tablet, or computer.

For more information about Scratchpay or to check your rate, click here.